Gist
A complete UK house renovation budget checklist covering purchase-stage surveys, construction, kitchens, bathrooms, services, professional fees, VAT, contingency, accommodation and hidden costs.
A 2026 UK comparison of cosmetic renovation and full refurbishment costs, with typical £/m² ranges, room-by-room examples, hidden costs and guidance on deciding which level your property really needs.
A practical UK guide to VAT on home renovation work, including when 20%, 5% or 0% can apply, the two-year empty-home rule, conversions, energy-saving materials and common budgeting mistakes.
How much contingency should you add to a renovation budget? A practical UK guide to 10%, 15%, 20% and higher contingency allowances, what they should cover, and how to calculate a realistic risk fund.