Free calculators
Popular calculators
Every guide in Gist tagged “personal finance”, newest first.
Calculate how much smoking costs you per week, month, year and decade in the UK. Includes worked examples, the current September 2026 tobacco duty position and a link to our smoking cost calculator.
A practical UK guide to pay-yourself-first budgeting, including how much to save, how to automate it, how it fits with bills, debt and sinking funds, and real examples.
A complete UK budget categories checklist covering housing, Council Tax, utilities, food, transport, debt, children, pets, savings, annual bills and often-forgotten expenses.
A UK guide to sinking funds: what they are, how they differ from emergency savings, which funds you actually need, how much to save monthly and worked examples for cars, Christmas, holidays and home...
A UK zero-based budgeting guide with a worked monthly example, sinking funds, Council Tax, debt, savings, irregular income and a step-by-step method for making income minus planned outgoings equal zero.
A practical UK guide to budgeting with irregular income, covering lowest-month budgeting, average income, tax pots, priority bills, sinking funds, buffers and worked examples for freelancers and shift workers.
Learn how to create a realistic monthly budget, organise income and expenses, reduce overspending and plan your savings with our free calculator.
Showing 7 of 7 guides
